Build with Confidence.
Live with Certainty.

The comprehensive 10-year structural warranty that protects Kiwi homes and the builders who build them.

I'm a Home Owner I'm a Builder

10 YEARS

Structural Cover

Reinsurer Backed

NZ OWNED

Kiwi Company

Fully Transferable

Why Trade Guaranty+?

Building a home is likely the biggest investment you'll ever make. Don't leave its future to chance.

New Zealand has seen its fair share of building challenges—from the leaky building crisis to company collapses. We believe every new home should come with more than just a promise; it needs a guarantee backed by real security.

"Trade Guaranty+ isn't a membership club. We are a specialist provider of 10-Year Structural Latent Defects Guarantees. We exist to ensure that if the unexpected happens to your home's structure, you aren't left footing the bill."

How It Works

Apply

Builder submits application

Assess

We review plans & builder

Approve

Cover confirmed

Build

Construction proceeds

Protected

10 years peace of mind

For Homeowners

Sleep Easy.

You've found your dream section, chosen your design, and picked your colours. But what about the things you can't see?

The "Bones" of Your Home, Covered.

Our guarantee specifically covers Structural Defects (as defined by the NZ Building Code). This means the core stability, strength, and durability of your home are protected for a full 10 years from completion.

Independent Protection: We independently assess plans and builders.
No "He Said, She Said": Valid structural defect? We rectify it. Simple.
Fully Transferable: Selling? The guarantee stays with the house.
Real Insurance Backing: Supported by rated reinsurers, not just a reserve fund.

See What's Covered

For Builders

A Badge of Honour.

In a crowded market, trust is your most valuable currency.

Separate Yourself from the Cowboys.

Trade Guaranty+ is exclusive. We don't just hand out warranties to anyone with a hammer. Accreditation is based on experience, financial stability, and quality. Offering this warranty tells your clients: "I'm good enough to be backed by them."

Win More Contracts

Handing clients a rated 10-year structural warranty closes the deal faster.

Protect Reputation

We handle the structural risk so you can focus on building.

Simple Admin

Process designed to integrate smoothly with your build schedule.

Competitive Edge

Security that "standard" membership guarantees can't match.

Apply for Accreditation

"Aren't all guarantees the same?"

Short answer: No.

Rated Reinsurance

Many guarantees rely on a membership "pool". We operate with a quota share relationship with rated reinsurers, providing significantly higher financial security.

Code Compliance

We align strictly with the NZ Building Code (Clause B1). If it's a structural failure, it's our lane. We focus on what matters most.

We Inspect Plans

We don't just trust; we verify. Our team reviews building consents to ensure the risk is managed before the first sod is turned.

Frequently Asked Questions

What exactly is a "Structural Defect"?

It's a fault in the building work that means the structure no longer complies with the NZ Building Code (Clause B1). Think major issues: foundations, load-bearing walls, stability, and durability. It doesn't cover minor cosmetic cracks or wear and tear.

Is this the same as the Master Build or Halo Guarantee?

No. Those are excellent products offered by trade associations to their members. Trade Guaranty+ is a specialist structural warranty backed by rated reinsurers, open to any accredited builder who meets our high standards.

How long does the cover last?

10 years from the date of Practical Completion or when the home is first occupied (whichever comes first).

What happens if my builder goes out of business?

That's one of the main reasons we exist. Our guarantee protects the homeowner against structural defects, regardless of the builder's current trading status.

How much does it cost?

Premiums are calculated based on the construction value of the home. For a standard new build, it's a small fraction of the total cost for a decade of peace of mind. Ask your builder to include Trade Guaranty+ in your quote.

Ready to build with certainty?

Homeowners

Ask your builder if they are Trade Guaranty+ accredited.

Builders

Apply today and give your clients the ultimate peace of mind.

Get a Quote / Apply

Build with Confidence. Live with Certainty.